Are you shopping for flood insurance in NY? DCAP Insurance can provide you with affordable rates and protect your home, apartment, condo with flood insurance. Did you know that a standard homeowner, condo, or renters insurance policy does not cover flooding? Even a top-of-the-line home insurance policy lacks the coverage of a rain or natural disaster event. If you have a storm hit your home and you experience a loss, and it is deemed that flooding was the cause, your insurance company could deny your claim. Only flood insurance will protect your property and its contests against the cost of flood damage. DCAP Insurance is one of the most trusted insurance agencies in New York. If you are looking for flood insurance in NY, contact us today to learn more about the plans we offer and get a free quote today!

What does flood insurance cover?

Most homeowner’s insurance policies don’t cover flood damage caused by storms or heavy rainfall. Flood insurance and waterfront property insurance will ensure your home is completely protected from all types of water damage. Flood insurance coverage varies depending on your policy, but comprehensive flood insurance is available to most homeowners, business owners, and property owners.

FEMA-approved flood insurance policies at your fingertips

Many homeowners do not realize that their property is at risk from flooding. Check FEMA’s NY flood-hazard maps to see whether your NY community is at risk of flooding and help assess your need for NY flood insurance.

New York homes are at risk from flooding because floods can occur anywhere that it rains. If you live in a moderate-to-low risk area, your flood insurance premium will cost you little but will protect your property and its contents against the cost of flood damage. A flood insurance policy only takes effect 30 days from the date of purchase, so you cannot wait until a flood is imminent to buy a policy.

Serving NYC, the Boroughs, Long Island, and Westchester County NY

DCAP offers Manhattan flood insurance, as well as many other types of insurance, in Manhattan as well as in the Bronx, Brooklyn, Queens and Staten Island and on Long Island. If you are concerned with the cost of flood insurance, contact us for a Free Quote or call us at 1-800-293-DCAP