Protect your investment (and your family) from life's worst moments with a comprehensive homeowners insurance policy. Trust DCAP Insurance agents to get you the best value and the best coverage for you and your family.
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We're the New York homeowners insurance experts
Losing your home can cause a major financial loss and leave you and your family out in the cold. Your home should be insured for 100% of its value, including all your possessions, with a replacement cost home insurance policy.
For over 30 years DCAP Insurance has been helping families in New York find the best home and family coverage around. At DCAP, we don’t believe in one-size-fits-all. Our agents will sit down with you and get to know you, your family, and what’s important to you. We pride ourselves on understanding our clients’ needs. DCAP Insurance will help you get the coverage you need, at the price you want.

Protect your investment with DCAP Insurance
A home should be insured for 100 percent of its value. This would include all your possessions, even your vehicle if it were parked in the garage in many cases. Don’t be like the many who think this happens to the other person. Even a small kitchen fire can turn devastating.
If you’re looking for a home insurance policy that covers all the bases, trust the professionals at DCAP. Our team of dedicated local NY brokers will guide you through the process of finding the right coverage for you and your family.

The best coverage for New York homeowners
Losing your home can cause a major financial loss and leave you and your family out in the cold. Your home should be insured for 100% of its value, including all your possessions, with a replacement cost home insurance policy.
Homeowners insurance will protect your home and contents against fire, windstorm, hurricane or hail damage, as well as theft and accident liability. Home owners may be liable for accidents that happen on your property, leading to major medical and legal bills, unless you have a home insurance policy.
Our agents and brokers are familiar with the New York area and can advise homeowners on the best deals for homeowners insurance in NY, including the five boroughs, Westchester County and Long Island.
In addition to offering home insurance, DCAP also offers specialist condo and co-op insurance for New York City residents. We also work with homeowners on Long Island who may also need coastal or waterfront home insurance and/or flood insurance. Contact us for a Free Quote or call us at 1-800-293-DCAP to discuss your New York and Long Island home insurance needs!